Debt Management & Default Prevention

Whether you’re an adult returning to school or a recent high school graduate, there’s a lot to consider when you’re thinking about college. One of those considerations should be how you plan to fund your education. Chances are, you’ll to need to rely on student loans (money that you borrow and pay back with interest*) to help pay for at least part of your education.

Federal student loans (loans made by the federal government) are available to help you cover your education expenses. These links will help guide you through the basics of debt management, student loan basics, and preventing default.

If you would like to schedule an appointment with a Financial Literacy counselor, please email finlit@georgiasouthern.edu. Please include your Eagle ID and desired time, date and campus location.

Debt Management

• Student Loan Basics
• Understanding Repayment
• Repayment Plans
• Examples and Resources

Preventing Default

• What is Default?
• Top 10 Ways to Avoid Default
• Consequences of Default

Helpful Links

• Debt Wizard
• Federal Student Loan Servicers
• FSA Resource Information
• StudentAid.gov

Last updated: 10/11/2023